Chris’ client was a UM carrier defending in a matter where the uninsured tortfeasor struck the rear of Plaintiff’s vehicle while stopped in traffic. Plaintiff alleged permanent injuries to the neck and low back including a total of 8 herniated discs. Abnormal findings were reported on MRI and EMG testing. Records of recent treatment and an injection received after the discovery end date were barred in pre-trial motion practice. A jury in Camden County, NJ found that Plaintiff failed to prove a permanent injury sufficient to pierce the “verbal threshold” and returned a verdict of no cause of action.